Jo Rogan bankarotlik muammolarini tushuntiradi

Izohlar20

• 
  @entropie13815-iyun, 2026

  I’ve been through one bankruptcy. That’s it, I’m good. I did change one fundamental behavior… Divorcing the one that spent all my money.

  ▲ 1.4K

• 
  @Touma13415-iyun, 2026

  Joe Rogan definitely right about the job you hate part. In life in general a lot of people have shitty unfulfilled lives where their bad habits is the only joy they feel where changing it just seems like a net negative.

  ▲ 605

• 
  @O4C20915-iyun, 2026

  Spending of the money isn't the problem, it's spending money you don't have.

  ▲ 140

• 
  @Freddykittycat15-iyun, 2026

  My ex best friend from 30 years ago took out bankruptcy at 22, and I heard she did again recently. She also had 3 abortions instead of using birth control so she not exactly a responsible human.

  ▲ 62

• 
  @TuckerUp15-iyun, 2026

  I consolidated debt and kept one credit card. Many people with insane credit card debt told me not to. But I changed my spending habits. Now owe about $2000 on my consolidation loan and $5400 on a personal loan I took out for legal reasons. I’m so close to being fully out of debt and it feels so good. The people that said I made a stupid decision are paying $1000+ interest a month on their credit cards. I win

  ▲ 50

• 
  @davidbarber382115-iyun, 2026

  I find it more satisfying seeing my bank account increase monthly than buying crap

  ▲ 39

• 
  @ThomasCB77715-iyun, 2026

  My debt experience is college. I got charged $25 overdraft for a $4.99 McDonald’s sandwich many times. The way out? I sold my Intellivision. Sold my Casio Keyboard. Sold my electric guitar. Sold my Sega Genesis and all the cartridges. Then I learned to live within my means. It was a brutal lesson where I gave up all “fun” things. But I just went through a 2 month unemployment bent while having a 10 month emergency fund in place. My failures taught me so much.

  ▲ 27

• 
  @theresal533015-iyun, 2026

  50% on needs, 30% on wants and 20% on savings is CRAZY when you're facing bankruptcy. It should be as little as humanly possible on needs and the rest on debt!

  ▲ 27

• 
  @frankm853315-iyun, 2026

  A Ex of mine 10 years ago both of us 35 back then she has 3 kids 54k in card debt already did two bankruptcys now i heard from her son shes going through it again 🤦glad I rolled out after about 8 months

  ▲ 7

• 
  @SailorYuki15-iyun, 2026

  I'm the only one in my family that hasn't filed for bankruptcy. I'm also the only one who knows how to live beneath my means and I cut my CCs 20 years ago. If I can't afford it today, I certanily can't afford it tomorrow with the interest rates and fees added.

  ▲ 6

• 
  @412StepUp15-iyun, 2026

  I consolidated my debt and then paid it off. I didn’t get new debt until I paid off the old debt. I still have debt but it’s lower than it was and manageable. But yes I agree if you consolidate and then just get new debt without paying off old and changing behavior it’s actually worse.

  ▲ 4

• 
  @fumchi290015-iyun, 2026

  Where we are headed and have been it's like 70% on needs if not more even 10% on wants though people spend 40% and save if you can 😂

  ▲ 2

• 
  @artemishallihan897315-iyun, 2026

  Biggest issues now, and why companies are complaining people aren't shopping anymore, is the needs have far exceeded that 50% and basically consumed any budget for wants. That last 20% is spent on wants therefore leaving no savings

  ▲ 1

• 
  @karldavar15-iyun, 2026

  In India they put your name in the newspaper if you declare bankruptcy, just to humiliate you😂😂

  ▲ 1

• 
  @NLwino15-iyun, 2026

  50% on needs is not feasible for many people. Rent, insurance, groceries and all other mandatory costs can go to 80~90% of their monthly budget. That's why life feels so empty/unfair to a lot of people. Full time work, yet no budget for fun or to invest into your future. Heck even starting a family is out of budget for a lot of people.

  ▲ 1

• 
  @Ricardo838815-iyun, 2026

  50% on needs..uhmm it's more like 70% on needs and that's fine.

  ▲ 1

• 
  @joythehomemaker90415-iyun, 2026

  My rent was $999.00 when I signed the lease it jumped to i$1300.00 after 6 months I was only making $12.00/hr single mother type shit lol so after adding a roommate and a side gig job I was now able to afford my co pay for day care 😂 my assistance was cut. Back where I started.

  ▲ 1

• 
  @stefrecords117-iyun, 2026

  Wow very deep insight

• 
  @1985Mischief15-iyun, 2026

  I completely did that when I did debt consolidation. It was the worst thing I could have done

• 
  @Captain__Tripz15-iyun, 2026

  I'm so damn proud of you to be sitting having an interview with friggin joe rogan